Receivables in the Credit-to-Credit (C2C) Monetary System
Receivables play a foundational role in the Credit-to-Credit (C2C) Monetary System, ensuring that the issuance of money is directly tied to real economic assets. Unlike traditional fiat currencies, which are often backed by government debt or trust in central banks, the C2C system is built on the principle of asset-backed money. Receivables, as a form of financial obligation, serve as collateral that guarantees the value of money issued within the C2C system.
This article explores the role of receivables in the C2C Monetary System and how they contribute to its overall stability and inflation resistance.
What Are Receivables in the C2C System?
Receivables refer to financial assets that represent the amount owed to a creditor by a debtor for goods or services provided on credit. In the context of the C2C Monetary System, receivables include various forms of obligations, such as accounts receivable, taxes due to governments, loan repayments, and other types of future payments.
In the C2C system, these receivables are used as collateral for issuing money. This means that every unit of money in circulation is backed by real-world financial obligations, making the system inherently stable and reducing the risks associated with inflation.
Types of Receivables Used in the C2C System:
- Accounts Receivable: Amounts owed to businesses or governments for goods or services provided on credit.
- Loan Repayments: Outstanding payments due from borrowers, which can serve as collateral in the system.
- Tax Receivables: Payments that governments expect to collect from taxpayers in the future.
- Other Contractual Obligations: Financial obligations arising from legal agreements, such as service contracts or leases.

The Role of Receivables in Money Issuance
In the C2C Monetary System, receivables serve as the basis for issuing money. Here’s how it works:
- Assessment of Receivables:
Governments, businesses, or financial institutions submit their receivables for valuation. These receivables represent future financial payments that will be made to creditors. The receivables are carefully assessed to ensure their legitimacy and the likelihood of repayment. - Valuation and Money Issuance:
Once receivables are verified and their value is assessed, money is issued based on the value of those receivables. For example, if a company submits receivables worth CRU 1 million (Central Cru), the same amount of money can be issued into circulation. - Continuous Monitoring:
The value of receivables used as collateral for money issuance is regularly monitored. This ensures that the value of money in circulation remains aligned with the value of the underlying receivables. If receivables are paid off or their value changes, adjustments are made to the money supply to maintain equilibrium.
Receivables as a Stabilizing Force
One of the key advantages of the C2C Monetary System is its inherent stability. Traditional fiat currencies are often subject to inflation because central banks can issue new currency without directly tying it to tangible assets. This can lead to over-issuance, devaluation, and a loss of purchasing power.
In contrast, the C2C system ensures that money is only issued when it is backed by real economic value, such as receivables. This asset-backed approach limits the amount of money that can be issued, reducing the risk of inflation and ensuring long-term stability.
Key Benefits of Using Receivables in the C2C System:
- Inflation Resistance:
Money issuance is tied to actual receivables, which limits the potential for over-issuance and prevents inflationary pressures from eroding the currency’s value. - Stability:
By using real economic obligations as collateral, the C2C system ensures that the money supply is aligned with the actual value of the economy, creating a more stable financial environment. - Transparent Money Creation:
The use of receivables ensures that money creation is transparent, with a clear link between the value of money in circulation and the underlying assets backing it.

Incentivizing Better Financial Management
In the C2C system, the quality and value of receivables play a crucial role in determining how much money can be issued. This incentivizes governments and businesses to improve their receivables management, ensuring that they maintain strong financial controls and clear documentation of their assets.
Governments, for example, are encouraged to enhance their tax collection mechanisms, as tax receivables form a key component of the assets used to back money issuance. Similarly, businesses are incentivized to efficiently manage their accounts receivable, ensuring that they can support credit-based money issuance in the system.
Supporting Economic Growth with Receivables
Receivables also play a crucial role in promoting economic growth under the C2C system. Governments and businesses can leverage their receivables to issue money, which can then be used to finance infrastructure projects, business expansions, and public spending. This allows for economic development without relying on debt-based funding, creating a more sustainable growth model.
Key Contributions of Receivables to Economic Growth:
- Financing Development:
Governments can issue money based on future tax receivables to finance long-term infrastructure projects, boosting economic growth without increasing national debt. - Supporting Business Expansion:
Businesses can use their receivables to finance expansions, ensuring that money remains tied to real assets and promoting stability in the business environment.

Conversion of Receivables to Units of Credit
In the Credit-to-Credit Monetary System, the process of converting receivables into money is tied to units of credit. This conversion ensures that every unit of money in circulation is backed by a corresponding value in receivables or other economic assets.
- Assessing the Value of Receivables:
Receivables are carefully assessed and converted into units of credit. The value of these credits is linked to a stable reference point, often measured in grams of gold to ensure long-term stability. - Issuance of Credit-Based Money:
Once the receivables are converted into units of credit, money is issued. For instance, if a receivable is worth 100 grams of gold, an equivalent value of 100 credits would be issued in the form of Central Cru or Central Ura. - Maintaining Reserve Assets:
To ensure stability, each unit of credit is backed by both Primary Reserves and Secondary Reserves. These reserves ensure that the value of credit-based money remains stable and that the money supply is continuously backed by tangible assets.
Long-Term Stability and Dynamic Asset Management
Receivables are dynamic assets—they are created, paid off, and renewed continuously in the course of economic activity. This dynamic nature ensures that the C2C system remains adaptable to changing economic conditions.
As receivables are paid off or change in value, the system adjusts the money supply accordingly. This allows for long-term stability, as the amount of money in circulation is always tied to the real value of the assets backing it.
How Dynamic Asset Management Works:
- Continuous Evaluation:
Receivables are regularly reassessed to ensure that their value is still valid and that they can continue to serve as collateral for the issued money. - Adjustments to Money Supply:
If receivables are paid off or lose value, the money supply is adjusted to maintain equilibrium, preventing over-issuance and ensuring stability.

Conclusion: Receivables as the Backbone of the C2C System
Receivables are a fundamental pillar of the Credit-to-Credit Monetary System, providing the collateral needed to issue stable, asset-backed money. By tying the issuance of money to real economic obligations, the C2C system fosters long-term financial stability, inflation resistance, and sustainable economic growth. Governments, businesses, and individuals can benefit from a system that is inherently transparent, asset-backed, and aligned with the real value of the economy.
The conversion of receivables into units of credit ensures that money is always backed by tangible assets, making the C2C system a more resilient alternative to traditional fiat currencies, ensuring that money retains its value while supporting the broader goals of economic development and financial stability.