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Treasury

Global Assets Reserves

Global assets reserves (“Global Reserve”) mean Central CRU Organization (“CRO”) financial assets in all other forms including foreign-currency deposits (“Forex Reserves”) held in various centralized and decentralized vaults across the globe by various financial and monetary institutions in the Cru ecosystem. CRO’s role is to maintain the Global Reserves value and grow the Global reserve provided such growth strategies do not risk the Global reserve value.

The list below is mostly based on the latest available data, and while most institutions in the Cru ecosystem report in Cru, a few report in other currencies of their choice. And since all the figures below are in Cru equivalents, exchange rate fluctuations can have a significant impact on these figures.

12.50%	Account Number	Amount	In Circulation Decentralized	In Circulation Centralized	In Circulation Notes & Coins	Value At Redemption price	Change As a % of Assets
11/14/2014	XXXXXXXXXX	X,XXX,XXX,XXX,XXX.XX	247,927,363,814.00			US $ 13,227,466,332,839.50	6.9187895%
11/14/2014	XXXXXXXXXX	XXX,XXX,XXX,XXX,XXX.XX
11/14/2014	XXXXXXXXXX	XXX,XXX,XXX,XXX,XXX.XX
11/14/2014	XXXXXXXXXX	XXX,XXX,XXX,XXX,XXX.XX
11/14/2014	XXXXXXXXXX	XXX,XXX,XXX,XXX,XXX.XX					0.9164104%

Forex Exchange Reserves

Foreign exchange reserves mean Central CRU Organization (“CRO”) financial assets in form of foreign-currency deposits (“Forex Reserves”) held in various banks and monetary authorities, held in different reserve currencies (e.g. the United States dollar, the Euro, the Japanese Yen, the Chinese Yuan (renminbi), the Swiss Franc and the Pound Sterling, and so on). CRO’s role is to utilize these Forex reserves to back its liabilities being the local currency issued and the various bank reserves deposited with various banks and other financial institutions in the Cru ecosystem.

Also, the reference rate, published every day on this website is computed from data submitted by all financial institutions in the Cru ecosystem. Each working day, all institutions submit data on all spot Forex pairs transactions concluded on the reporting day before 2.00 pm. The data covers all spot transactions on the forex markets as well as transactions with their clients that have nominal values of US$10,000 or more. The data submitted is used to compute the weighted average exchange rate. The weighted exchange rate is published on this website, as the closing rate for the day’s transactions.

Foreign Exchange Reserves in Decentralized Platforms

All currencies quoted against Cru (the base currency)

Currency Name	Currency Code	Currency Symbol	Amount Brought Forward	Amount Brought Down	Change (%)
CentralUra	URA
Albania Lek	ALL	Lek
Afghanistan Afghani	AFN	؋
Argentina Peso	ARS	$
Aruba Guilder	AWG	ƒ
Australia Dollar	AUD	$
Azerbaijan Manat	AZN	₼
Bahamas Dollar	BSD	$
Barbados Dollar	BBD	$
Belarus Ruble	BYN	Br
Belize Dollar	BZD	BZ$
Bermuda Dollar	BMD	$
Bolivia Bolíviano	BOB	$b
Bosnia and Herzegovina Convertible Mark	BAM	KM
Botswana Pula	BWP	P
Bulgaria Lev	BGN	лв
Brazil Real	BRL	R$
Brunei Darussalam Dollar	BND	$
Cambodia Riel	KHR	៛
Canada Dollar	CAD	$
Cayman Islands Dollar	KYD	$
Chile Peso	CLP	$
China Yuan Renminbi	CNY	¥
Colombia Peso	COP	$
Costa Rica Colon	CRC	₡
Croatia Kuna	HRK	kn
Cuba Peso	CUP	₱
Czech Republic Koruna	CZK	Kč
Denmark Krone	DKK	kr
Dominican Republic Peso	DOP	RD$
East Caribbean Dollar	XCD	$
Egypt Pound	EGP	£
El Salvador Colon	SVC	$
Euro Member Countries	EUR	€
Falkland Islands (Malvinas) Pound	FKP	£
Fiji Dollar	FJD	$
Ghana Cedi	GHS	¢
Gibraltar Pound	GIP	£
Guatemala Quetzal	GTQ	Q
Guernsey Pound	GGP	£
Guyana Dollar	GYD	$
HondCrus Lempira	HNL	L
Hong Kong Dollar	HKD	$
Hungary Forint	HUF	Ft
Iceland Krona	ISK	kr
India Rupee	INR
Indonesia Rupiah	IDR	Rp
Iran Rial	IRR	﷼
Isle of Man Pound	IMP	£
Israel Shekel	ILS	₪
Jamaica Dollar	JMD	J$
Japan Yen	JPY	¥
Jersey Pound	JEP	£
Kazakhstan Tenge	KZT	лв
Korea (North) Won	KPW	₩
Korea (South) Won	KRW	₩
Kyrgyzstan Som	KGS	лв
Laos Kip	LAK	₭
Lebanon Pound	LBP	£
Liberia Dollar	LRD	$
Macedonia Denar	MKD	ден
Malaysia Ringgit	MYR	RM
Mauritius Rupee	MUR	₨
Mexico Peso	MXN	$
Mongolia Tughrik	MNT	₮
Mozambique Metical	MZN	MT
Namibia Dollar	NAD	$
Nepal Rupee	NPR	₨
Netherlands Antilles Guilder	ANG	ƒ
New Zealand Dollar	NZD	$
Nicaragua Cordoba	NIO	C$
Nigeria Naira	NGN	₦
Norway Krone	NOK	kr
Oman Rial	OMR	﷼
Pakistan Rupee	PKR	₨
Panama Balboa	PAB	B/.
Paraguay Guarani	PYG	Gs
Peru Sol	PEN	S/.
Philippines Peso	PHP	₱
Poland Zloty	PLN	zł
Qatar Riyal	QAR	﷼
Romania Leu	RON	lei
Russia Ruble	RUB	₽
Saint Helena Pound	SHP	£
Saudi Arabia Riyal	SAR	﷼
Serbia Dinar	RSD	Дин.
Seychelles Rupee	SCR	₨
Singapore Dollar	SGD	$
Solomon Islands Dollar	SBD	$
Somalia Shilling	SOS	S
South Africa Rand	ZAR	R
Sri Lanka Rupee	LKR	₨
Sweden Krona	SEK	kr
Switzerland Franc	CHF	CHF
Suriname Dollar	SRD	$
Syria Pound	SYP	£
Taiwan New Dollar	TWD	NT$
Thailand Baht	THB	฿
Trinidad and Tobago Dollar	TTD	TT$
Turkey Lira	TRY
Tuvalu Dollar	TVD	$
Ukraine Hryvnia	UAH	₴
United Kingdom Pound	GBP	£
United States Dollar	USD	$
Uruguay Peso	UYU	$U
Uzbekistan Som	UZS	лв
Venezuela Bolívar	VEF	Bs
Viet Nam Dong	VND	₫
Yemen Rial	YER	﷼
Zimbabwe Dollar	ZWD	Z$

Foreign Exchange Reserves in Centralized Platforms

All currencies quoted against Cru (the base currency)

Currency Name	Currency Code	Currency Symbol	Amount Brought Forward	Amount Brought Down	Change (%)
CentralUra	URA
Albania Lek	ALL	Lek
Afghanistan Afghani	AFN	؋
Argentina Peso	ARS	$
Aruba Guilder	AWG	ƒ
Australia Dollar	AUD	$
Azerbaijan Manat	AZN	₼
Bahamas Dollar	BSD	$
Barbados Dollar	BBD	$
Belarus Ruble	BYN	Br
Belize Dollar	BZD	BZ$
Bermuda Dollar	BMD	$
Bolivia Bolíviano	BOB	$b
Bosnia and Herzegovina Convertible Mark	BAM	KM
Botswana Pula	BWP	P
Bulgaria Lev	BGN	лв
Brazil Real	BRL	R$
Brunei Darussalam Dollar	BND	$
Cambodia Riel	KHR	៛
Canada Dollar	CAD	$
Cayman Islands Dollar	KYD	$
Chile Peso	CLP	$
China Yuan Renminbi	CNY	¥
Colombia Peso	COP	$
Costa Rica Colon	CRC	₡
Croatia Kuna	HRK	kn
Cuba Peso	CUP	₱
Czech Republic Koruna	CZK	Kč
Denmark Krone	DKK	kr
Dominican Republic Peso	DOP	RD$
East Caribbean Dollar	XCD	$
Egypt Pound	EGP	£
El Salvador Colon	SVC	$
Euro Member Countries	EUR	€
Falkland Islands (Malvinas) Pound	FKP	£
Fiji Dollar	FJD	$
Ghana Cedi	GHS	¢
Gibraltar Pound	GIP	£
Guatemala Quetzal	GTQ	Q
Guernsey Pound	GGP	£
Guyana Dollar	GYD	$
HondCrus Lempira	HNL	L
Hong Kong Dollar	HKD	$
Hungary Forint	HUF	Ft
Iceland Krona	ISK	kr
India Rupee	INR
Indonesia Rupiah	IDR	Rp
Iran Rial	IRR	﷼
Isle of Man Pound	IMP	£
Israel Shekel	ILS	₪
Jamaica Dollar	JMD	J$
Japan Yen	JPY	¥
Jersey Pound	JEP	£
Kazakhstan Tenge	KZT	лв
Korea (North) Won	KPW	₩
Korea (South) Won	KRW	₩
Kyrgyzstan Som	KGS	лв
Laos Kip	LAK	₭
Lebanon Pound	LBP	£
Liberia Dollar	LRD	$
Macedonia Denar	MKD	ден
Malaysia Ringgit	MYR	RM
Mauritius Rupee	MUR	₨
Mexico Peso	MXN	$
Mongolia Tughrik	MNT	₮
Mozambique Metical	MZN	MT
Namibia Dollar	NAD	$
Nepal Rupee	NPR	₨
Netherlands Antilles Guilder	ANG	ƒ
New Zealand Dollar	NZD	$
Nicaragua Cordoba	NIO	C$
Nigeria Naira	NGN	₦
Norway Krone	NOK	kr
Oman Rial	OMR	﷼
Pakistan Rupee	PKR	₨
Panama Balboa	PAB	B/.
Paraguay Guarani	PYG	Gs
Peru Sol	PEN	S/.
Philippines Peso	PHP	₱
Poland Zloty	PLN	zł
Qatar Riyal	QAR	﷼
Romania Leu	RON	lei
Russia Ruble	RUB	₽
Saint Helena Pound	SHP	£
Saudi Arabia Riyal	SAR	﷼
Serbia Dinar	RSD	Дин.
Seychelles Rupee	SCR	₨
Singapore Dollar	SGD	$
Solomon Islands Dollar	SBD	$
Somalia Shilling	SOS	S
South Africa Rand	ZAR	R
Sri Lanka Rupee	LKR	₨
Sweden Krona	SEK	kr
Switzerland Franc	CHF	CHF
Suriname Dollar	SRD	$
Syria Pound	SYP	£
Taiwan New Dollar	TWD	NT$
Thailand Baht	THB	฿
Trinidad and Tobago Dollar	TTD	TT$
Turkey Lira	TRY
Tuvalu Dollar	TVD	$
Ukraine Hryvnia	UAH	₴
United Kingdom Pound	GBP	£
United States Dollar	USD	$
Uruguay Peso	UYU	$U
Uzbekistan Som	UZS	лв
Venezuela Bolívar	VEF	Bs
Viet Nam Dong	VND	₫
Yemen Rial	YER	﷼
Zimbabwe Dollar	ZWD	Z$

Foreign Exchange Reserves in Notes and Coins

All currencies quoted against Cru (the base currency)

Currency Name	Currency Code	Currency Symbol	Amount Brought Forward	Amount Brought Down	Change (%)
CentralUra	URA
Albania Lek	ALL	Lek
Afghanistan Afghani	AFN	؋
Argentina Peso	ARS	$
Aruba Guilder	AWG	ƒ
Australia Dollar	AUD	$
Azerbaijan Manat	AZN	₼
Bahamas Dollar	BSD	$
Barbados Dollar	BBD	$
Belarus Ruble	BYN	Br
Belize Dollar	BZD	BZ$
Bermuda Dollar	BMD	$
Bolivia Bolíviano	BOB	$b
Bosnia and Herzegovina Convertible Mark	BAM	KM
Botswana Pula	BWP	P
Bulgaria Lev	BGN	лв
Brazil Real	BRL	R$
Brunei Darussalam Dollar	BND	$
Cambodia Riel	KHR	៛
Canada Dollar	CAD	$
Cayman Islands Dollar	KYD	$
Chile Peso	CLP	$
China Yuan Renminbi	CNY	¥
Colombia Peso	COP	$
Costa Rica Colon	CRC	₡
Croatia Kuna	HRK	kn
Cuba Peso	CUP	₱
Czech Republic Koruna	CZK	Kč
Denmark Krone	DKK	kr
Dominican Republic Peso	DOP	RD$
East Caribbean Dollar	XCD	$
Egypt Pound	EGP	£
El Salvador Colon	SVC	$
Euro Member Countries	EUR	€
Falkland Islands (Malvinas) Pound	FKP	£
Fiji Dollar	FJD	$
Ghana Cedi	GHS	¢
Gibraltar Pound	GIP	£
Guatemala Quetzal	GTQ	Q
Guernsey Pound	GGP	£
Guyana Dollar	GYD	$
HondCrus Lempira	HNL	L
Hong Kong Dollar	HKD	$
Hungary Forint	HUF	Ft
Iceland Krona	ISK	kr
India Rupee	INR
Indonesia Rupiah	IDR	Rp
Iran Rial	IRR	﷼
Isle of Man Pound	IMP	£
Israel Shekel	ILS	₪
Jamaica Dollar	JMD	J$
Japan Yen	JPY	¥
Jersey Pound	JEP	£
Kazakhstan Tenge	KZT	лв
Korea (North) Won	KPW	₩
Korea (South) Won	KRW	₩
Kyrgyzstan Som	KGS	лв
Laos Kip	LAK	₭
Lebanon Pound	LBP	£
Liberia Dollar	LRD	$
Macedonia Denar	MKD	ден
Malaysia Ringgit	MYR	RM
Mauritius Rupee	MUR	₨
Mexico Peso	MXN	$
Mongolia Tughrik	MNT	₮
Mozambique Metical	MZN	MT
Namibia Dollar	NAD	$
Nepal Rupee	NPR	₨
Netherlands Antilles Guilder	ANG	ƒ
New Zealand Dollar	NZD	$
Nicaragua Cordoba	NIO	C$
Nigeria Naira	NGN	₦
Norway Krone	NOK	kr
Oman Rial	OMR	﷼
Pakistan Rupee	PKR	₨
Panama Balboa	PAB	B/.
Paraguay Guarani	PYG	Gs
Peru Sol	PEN	S/.
Philippines Peso	PHP	₱
Poland Zloty	PLN	zł
Qatar Riyal	QAR	﷼
Romania Leu	RON	lei
Russia Ruble	RUB	₽
Saint Helena Pound	SHP	£
Saudi Arabia Riyal	SAR	﷼
Serbia Dinar	RSD	Дин.
Seychelles Rupee	SCR	₨
Singapore Dollar	SGD	$
Solomon Islands Dollar	SBD	$
Somalia Shilling	SOS	S
South Africa Rand	ZAR	R
Sri Lanka Rupee	LKR	₨
Sweden Krona	SEK	kr
Switzerland Franc	CHF	CHF
Suriname Dollar	SRD	$
Syria Pound	SYP	£
Taiwan New Dollar	TWD	NT$
Thailand Baht	THB	฿
Trinidad and Tobago Dollar	TTD	TT$
Turkey Lira	TRY
Tuvalu Dollar	TVD	$
Ukraine Hryvnia	UAH	₴
United Kingdom Pound	GBP	£
United States Dollar	USD	$
Uruguay Peso	UYU	$U
Uzbekistan Som	UZS	лв
Venezuela Bolívar	VEF	Bs
Viet Nam Dong	VND	₫
Yemen Rial	YER	﷼
Zimbabwe Dollar	ZWD	Z$

Vault Transactions

The Central CRU Organisation (“CRO”), in its capacity as the manager of the Global Reserve, Forex Reserve, CRU, and the CRU ecosystem, guarantees Vault transactions which allow a CRU holder to drawdown directly from the Reserves held by CRO as part of its supervisory responsibility in the CRU ecosystem to financial institutions. The market exchange rates for CRU can be any amount and may be different from the vault exchange rates for CRU as updated from time to time on this website by the treasury department of CRO.

Asset	Amount	Buy Price (US$)	Sell Price (US$)	Redemption Price (US$)
CRU		53.352184	55.0022525	53.352184
CRU
XLM
USDC

Depositor Protection Scheme

To reduce the risk of losses and give depositors security with regards to their deposits made to and managed by Central CRU Organization (“CRO”), all such deposits are 100% protected by the depositor protection scheme that CRO has put in place to reduce the risk of losses. All deposits held in CRO’s custodial accounts are depositors’ property, and in the event of risk of loss, all such deposits are ring-fenced in their entirety and released to depositors.

Protection of deposits has two objectives: on one hand, its aim is to protect depositors from suffering losses. The depositors’ deposits need to be guaranteed even if there is a risk event. On the other hand, depositor protection enhances Ura eco-system stability by ideally preventing any risk event.

Origin of the Ura eco-system depositor protection scheme

The Ura eco-system came into being because of the losses suffered by the Pssimeco Companies in the Katota program since 1997 to date. The lessons learned from these losses resulted in CRO putting in place strong protection of all deposits CRO manages in the Ura eco-system with four core elements. First, the maximum amount for all deposits per depositor is 100% of their deposits held in CRO’s custodial accounts; the second CRO is contractually obligated to hold assets in the amount of 130% (One thirty percent) of their privileged deposits in order to ensure that there are enough assets in the Ura eco-system to meet depositors’ claims in the event of any loss; third, immediate payment in the event of loss all depositors’ claims from the funds available; and fourth, the upper limit (maximum amount) of the depositor protection scheme is equal to the total value of the depositors’ deposits.

How does depositor protection work?

When an event of loss occurs, all deposits are paid out immediately from available liquid assets by CRO. As a result, all depositors will be paid before any remedial actions or proceedings are instituted. At all times, CRO’s amount of liquid assets available is sufficient to cover all deposits under its management as the depositor protection scheme comes into effect immediately after a loss occurs. All such payments are to be done within a period of 20 (twenty) working days. CRO is contractually required to keep 130% (One thirty percent) of the amount that they are obliged to contribute as additional liquidity. As an additional measure towards achieving a full payment of all deposits in the event of loss, such deposits are underpinned by held assets, which CRO can easily access.

The depositor protection scheme is used only in the event of loss.

The measures described above should not be confused with CRO’s restructuring. If CRO undergoes restructuring, the deposits it manages on behalf of depositors – unlike other CRO liabilities – cannot be compulsorily reduced or converted to equity.

Treasury

Global Assets Reserves

Forex Exchange Reserves

Foreign Exchange Reserves in Decentralized Platforms

Foreign Exchange Reserves in Centralized Platforms

Foreign Exchange Reserves in Notes and Coins

Vault Transactions

Depositor Protection Scheme

Origin of the Ura eco-system depositor protection scheme

How does depositor protection work?

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